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Lithuanian Electronic Money Institution. EU Payments Platform

We happy to present an opportunity to acquire 100% of an established Lithuanian Electronic Money Institution (EMI) supervised by the Bank of Lithuania.

The company provides an incoming shareholder with an established EU-regulated payments infrastructure platform, including broad electronic money and payment permissions, SEPA connectivity, banking and safeguarding infrastructure, proprietary technology and local operational substance.

A key feature of the opportunity is that the institution currently has no active customer portfolio or customer balances, enabling a new owner to implement its own commercial strategy without taking on an existing legacy customer book.

Key Highlights
  • 100% share acquisition opportunity
  • Active Lithuanian Electronic Money Institution authorisation
  • Supervised by the Bank of Lithuania
  • Passporting notifications covering 28 EU/EEA markets
  • Direct SEPA Instant and standard SEPA connectivity
  • Active BIC
  • Infrastructure prepared for SWIFT implementation
  • IBAN and payment account capabilities
  • Established EUR banking, safeguarding and settlement infrastructure
  • Multiple banking relationships
  • Customer-facing and back-office technology environment
  • Proprietary CRM and operational back-office systems
  • Integrated KYC/AML and transaction-monitoring functionality
  • Payment-control and compliance infrastructure
  • Local management and compliance substance
  • 8 locally based employees
  • No active customer portfolio
  • No customer balances
  • No financial debt
  • No active customer liabilities
  • No reported unresolved regulatory remediation matters
  • No known ownership restrictions preventing a change of control
  • Platform maintained and prepared for a controlled restart of B2B operations
  • Strategic Opportunity

The acquisition provides a buyer with an existing EU-regulated payments platform, avoiding the lengthy process of establishing a new EMI structure and developing the underlying regulatory, operational and technological infrastructure from scratch.

The platform may be suitable for:

  • Financial institutions
  • Payment service providers
  • Fintech groups
  • Banking and payments companies
  • Strategic investors
  • International financial services operators

Potential areas of deployment include:

  • B2B payment services
  • Corporate IBAN accounts
  • Merchant payment services
  • Electronic money products
  • Cross-border payments
  • SEPA Instant and standard SEPA services
  • European payment and financial infrastructure
  • White-label or embedded financial services
  • Clean Platform for New Ownership

Unlike an acquisition involving an active customer book, this opportunity allows the incoming shareholder to build its own business strategy without inheriting an existing portfolio of customers, customer funds or operational liabilities.

The institution remains operationally maintained, with the relevant regulatory, technological and organisational infrastructure in place to support a controlled commercial relaunch.

Transaction

Asking Price: EUR 3,400,000

The proposed transaction involves the acquisition of 100% of the shares, subject to the applicable Bank of Lithuania qualifying holding and change-of-control approval requirements.

Further information, including the company identity, banking counterparties, regulatory documentation, financial information, technology details and transaction materials, can be made available to qualified counterparties following NDA, buyer qualification and seller approval.