We present a confidential opportunity to acquire 100% of an established UK Electronic Money Institution (EMI) authorised and supervised by the UK Financial Conduct Authority.
The opportunity concerns a fully operational, revenue-generating payments business, combining regulatory permissions with established banking relationships, proprietary technology, card and acquiring infrastructure, an existing corporate customer base and an experienced operational team.
This is an acquisition of an operating financial infrastructure platform, rather than a standalone EMI licence.
Key Highlights
100% share acquisition opportunity
UK FCA-authorised Institution
Active permissions for electronic money and payment services
Established, revenue-generating and EBITDA-positive business
Approximately £150 million in payment volume generated during the latest six-month period
Approximately 80 active corporate clients
Established UK customer and distribution network
Multiple banking, safeguarding and settlement relationships
Card-scheme infrastructure supporting direct card issuance
Established merchant acquiring capabilities
Proprietary payments and financial infrastructure technology
Integrated banking APIs, KYC/AML, CRM and back-office systems
Approximately 10 UK-based employees
Established management, compliance and operational functions
Support for 20+ currencies
Corporate payment accounts and IBAN functionality
International payments and FX services
Corporate card issuing capabilities
Merchant acquiring and POS / online acceptance infrastructure
Established relationships with processors and payment service providers
Business & Growth Platform
The company operates as an integrated financial infrastructure platform covering payments, accounts, FX, cards and merchant acquiring.
Its existing infrastructure and distribution network provide a platform for further development across areas including:
Corporate and multi-currency accounts
Cross-border and international payments
FX and treasury solutions
Corporate and consumer card programmes
Merchant acquiring
SME financial services
White-label payment and banking solutions
Remittance and international money transfer infrastructure
Valuation
Detailed financial statements, regulatory documentation, banking and safeguarding information, card-scheme documentation, technology architecture, customer and transaction data and supporting valuation materials are available to qualified counterparties following NDA, buyer qualification and seller approval.
Asking Price: £13,000,000
This opportunity is presented for preliminary discussion purposes only. All information is subject to independent verification, comprehensive due diligence, definitive transaction documentation and all applicable regulatory approvals.